Avoid affecting your credit score

I can provide guaranteed findings without any hard inquiries on your credit—just ask about my soft pull credit option.

Pre-Qualify Without Hurting Your Credit

Discover what you qualify for – with no credit score damage, no cost, and no stress.

No Credit Hits

We safeguard your credit by avoiding multiple inquiries, ensuring your score remains protected and secure.

100% Free

No fees, no obligations—just straightforward answers delivered quickly and completely free.

Fast & Easy

Discover your buying power in just minutes—no paperwork, no pressure, just clarity and confidence.

Your Trusted Partner in Smarter Home Refinancing

At Better Refis, we believe refinancing your home should be simple, transparent, and stress-free. Our mission is to empower homeowners with the knowledge, tools, and personalized solutions they need to make smarter financial decisions.

Confidence comes with learning

Home Buying

Everything to know about buying a home

Calculators

Uncover your possibilities through your numbers.

Helocs

Stay informed on current rates and how lower ones.

Refinancing

Get a clear picture of how refinancing works.

Frequently asked questions

Still have a questions?

We’re here to help! If you need more information

What is mortgage refinancing?

Mortgage refinancing is the process of replacing your existing home loan with a new one, usually to secure a lower interest rate, reduce monthly payments, or change the loan term.

How do I know if refinancing is right for me?

If you want to lower your interest rate, reduce monthly payments, pay off your loan faster, or tap into your home’s equity, refinancing could be a great option. Our team at BetterRefis will evaluate your situation and help you decide.

Will refinancing affect my credit score?

Yes, refinancing may cause a small, temporary dip in your credit score due to the credit check. However, the long-term financial benefits—like saving money and lowering debt—often outweigh the short-term impact.

How long does the refinancing process take?

On average, refinancing takes 10 days, depending on your lender, documentation, and financial situation. At BetterRefis, we streamline the process to make it as quick and smooth as possible.

What costs are involved in refinancing?

Refinancing usually comes with closing costs, which may include appraisal fees, title fees, and lender charges. The good news is, many of these costs can be rolled into your loan, and we help you find options that make financial sense.

Free NoTouch Credit

Your Credit is Safe with Us

Discover your loan options and true buying power with our NoTouch Credit System . We get you pre-approved without a single credit hit.

With our Free NoTouch Credit service, you can instantly see where your credit stands—without triggering a hard inquiry or lowering your score. Traditional credit checks often leave a mark that lenders can see, but our process uses a soft pull—completely safe, private, and impact-free.

Top Tips for HomeBuyers and Investors

Find out how to get prequalified for a mortgage without affecting your credit score, and what benefits it offers.