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Frequently asked questions

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What is mortgage refinancing?

Mortgage refinancing is the process of replacing your existing home loan with a new one, usually to secure a lower interest rate, reduce monthly payments, or change the loan term.

How do I know if refinancing is right for me?

If you want to lower your interest rate, reduce monthly payments, pay off your loan faster, or tap into your home’s equity, refinancing could be a great option. Our team at BetterRefis will evaluate your situation and help you decide.

Will refinancing affect my credit score?

Yes, refinancing may cause a small, temporary dip in your credit score due to the credit check. However, the long-term financial benefits—like saving money and lowering debt—often outweigh the short-term impact.

How long does the refinancing process take?

On average, refinancing takes 10 days, depending on your lender, documentation, and financial situation. At BetterRefis, we streamline the process to make it as quick and smooth as possible.

What costs are involved in refinancing?

Refinancing usually comes with closing costs, which may include appraisal fees, title fees, and lender charges. The good news is, many of these costs can be rolled into your loan, and we help you find options that make financial sense.

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